Trade Finance & Working-Capital Support · Service enquiries
Working-Capital Diagnostic
Zenith Eclipse maps how an agreed trade cycle uses cash, from supplier deposits and shipment costs to inventory holding and customer receipts. The diagnostic separates confirmed commitments, overdue balances and forecast assumptions so management can identify where timing needs investigation.
Scope and responsibilities
Service scope and requirements
This is an operational cash-planning engagement. Zenith Eclipse does not lend, arrange funding, make credit decisions or guarantee liquidity; any finance assessment belongs to the client’s independently selected provider.
| Scope item | Requirement or agreed coverage |
|---|---|
| Review boundary | Legal entities, products, trade cycles, currencies and forecast horizon included. |
| Opening position | Reconcile starting cash, receivables and payables to dated client records. |
| Purchase commitments | Separate deposits, balances, freight, duties and other approved cash obligations. |
| Inventory timing | Record ownership, expected release dates, ageing and stock awaiting acceptance. |
| Customer receipts | Distinguish contractual due dates, collection estimates, disputes and overdue amounts. |
| Scenario inputs | Document the timing assumptions for delayed arrivals, collections or approvals. |
| Review outputs | Cash calendar, evidence gaps, variance notes and actions assigned to owners. |
| Decision ownership | Client finance team approves assumptions, priorities and any provider enquiry. |
Best-fit requirements
When to use this service
Useful before a seasonal purchasing cycle, a larger import order or a review of slow-moving inventory and overdue receivables. A profitable order can still create a cash gap when payments precede collections.
Execution and deliverables
How the work is coordinated
We reconcile a sample transaction from order to settlement, identify missing dates and prepare the agreed forecast. Management reviews differences between booked amounts and expected cash movements; potential improvements remain scenarios until accepted and implemented.
Prepare your enquiry
Share the review period, entities, currencies, order schedule, inventory ageing, receivables/payables ageing and available cash forecast. Confirm the client owner and the management decision the diagnostic must support; sensitive records follow an agreed access process.
Compare related options on our trade finance & working-capital support services page.
Operating reference: IFC — Trade and supply chain finance overview.